Filing Claims and Avoiding Scams After the Storm

Homeowners and business operators impacted by the recent strong storms can access useful information on how to file insurance claims for damages and tips to avoid repair scams.

The After the Storm brochure from the Pennsylvania Insurance Department includes such tips as:

• Contact the insurance company as soon as possible after the storm.
• Save all receipts.
• Take photographs or video before cleaning or making repairs.
• Individuals can verify someone is licensed as a public adjuster at Find an Insurance Professional.
• Ask for and check references before hiring a contractor.

In addition, keep in mind that flood damage is not covered by most homeowners’ insurance policies, and a separate flood insurance policy is required to pay for damage caused by flooding.